Small business accountants for 5 to 50 employee firms.
For owner-managed businesses with 5–50 employees. Bookkeeping, payroll, VAT, year-end accounts, management reporting and the strategic advice that helps you make decisions with real data.
The complete finance function, without a full-time hire.
Small business accountants for firms with 5 to 50 employees run the whole finance function rather than a single task: daily bookkeeping, monthly payroll, quarterly VAT, monthly management accounts and the statutory year end. At that size the alternative is a part-time bookkeeper plus a separate year-end firm, and the handover between them is where errors live.
There's a stretch where small businesses outgrow part-time bookkeeping but can't justify hiring a full-time financial controller. Revenue is past £500k. Headcount is 5–50. Payroll, VAT, year-end accounts and management reporting are increasingly demanding work, and your existing setup (founder doing books, junior bookkeeper, or aging local firm) starts creaking.
We're built for that stretch. A full finance function on a fixed monthly retainer: daily bookkeeping, monthly payroll, quarterly VAT, monthly management accounts, year-end statutory accounts and Corporation Tax, plus strategic finance support when you need it. One engagement, one team, one fee.
Our small-business clients span sectors: professional services, manufacturing, hospitality, retail, e-commerce, healthcare practices, creative agencies. The mechanics shift by sector but the standard stays the same: 5-day month-end, 4-hour query response, no surprise invoices.
Why small businesses choose us.
Better than a high-street firm. Cheaper than hiring in-house.
One team, complete scope
Bookkeeping, payroll, tax, management accounts, year-end: all under one engagement. No coordinating between three providers.
5-day month-end SLA
Books closed and reports delivered by the 5th business day every month. Contracted, not aspirational.
4-hour query response
During your business hours. You speak to a qualified accountant, not a service desk.
Fixed monthly fee
From £400/month for typical small-business scope. No hourly surprises.
What does a UK limited company actually have to file each year?
Six obligations, on four different clocks. Annual accounts go to Companies House within nine months of the accounting reference date, and the rules for a company's first set are different again, as set out in the guidance on annual accounts. The confirmation statement is a separate annual filing about the company itself rather than its finances, explained in filing your company's confirmation statement. The Corporation Tax return is due twelve months after the period end, but the tax itself is payable nine months and one day after it, so the payment falls due three months before the return.
On top of that sit the recurring filings. VAT returns are quarterly for most companies and must be filed from digital records under Making Tax Digital for VAT. Payroll is reported to HMRC on or before each payday under Real Time Information, with the wider rules collected under PAYE detailed information. Benefits in kind are reported after the tax year ends, and pension auto-enrolment brings a re-declaration of compliance on its own three-year cycle. Miss any of them and the penalty is automatic rather than discretionary.
The failure sequence at this size is predictable and always runs in the same order. The bank feed stops being reconciled, usually during a busy quarter. Two months later the VAT return is filed from an unreconciled ledger, so it is wrong but nobody knows. Payroll journals go unposted, so the wage cost in the management accounts is whatever left the bank rather than what was earned. By the year end the accountant is rebuilding nine months of coding, the accounts land late, and the Corporation Tax payment date has already passed. Catching it at step one costs a morning. Catching it at step four costs a restatement, and that is the work described on our catch-up bookkeeping service page.
What we do differently at 5 to 50 employees is refuse the split. One team owns the bookkeeping, the payroll and the year end, so there is no handover and no version of the ledger that only one party trusts. Reporting is described on our monthly management accounts page, and pricing by size is on our fixed-fee pricing page. If you are still deciding what level of support you need, our bookkeeper vs accountant comparison sets out what each role delivers, what each costs, and the monthly reporting role that sits between them. Owners comparing scope rather than price should start from our full list of accounting services, which lists each service by what it delivers month to month. Practical write-ups on the filings above are on the Accountaire blog.
What a UK limited company files, when, and to whom
Six obligations on four different clocks. Note that the Corporation Tax payment falls due three months before the return that calculates it, which is the one that catches people out.
| Obligation | Filed with | Due | If it is late |
|---|---|---|---|
| Annual accounts | Companies House | Nine months after the accounting reference date, with a longer window for a first set | £150 rising to £1,500, and doubled where the previous year was also late |
| Corporation Tax payment | HMRC | Nine months and one day after the year end | Interest runs from the due date |
| Company Tax Return, the CT600 | HMRC | Twelve months after the year end | £100, rising the longer it stays outstanding |
| Confirmation statement | Companies House | At least once every 12 months, within 14 days of the review period ending | An offence by the directors, and a route to the strike-off list |
| VAT return and payment | HMRC | One calendar month and seven days after the period end | A late submission point, then a £200 charge once the threshold is reached |
| PAYE under Real Time Information | HMRC | A Full Payment Submission on or before payday, with payment by the 22nd of the following tax month electronically | Late filing and late payment penalties, both charged on a scale |
Everything an established small business needs.
A complete finance function, billed monthly.
- Daily cloud bookkeeping Xero or QuickBooks. Bank feeds, receipt capture, AP/AR management. Books closed by the 5th business day every month.
- Monthly payroll Up to 50 employees on the Professional tier. PAYE/NI, pension auto-enrolment, payslip distribution, RTI filings.
- Quarterly VAT (UK MTD)Filed via HMRC Agent gateway. Flat-rate, cash-accounting and partial-exemption schemes supported.
- Monthly management accounts Board-ready P&L, balance sheet, cash flow, variance analysis with written commentary.
- Year-end statutory accounts FRS 102 or Section 1A accounts prepared and filed at Companies House within nine months.
- Corporation Tax (CT600)Annual return filed within twelve months of year-end. Marginal relief calculated. Payments-on-account scheduled.
- Strategic finance support Pricing analysis, hiring scenarios, cash flow forecasting, business decisions backed by analysis.
- Dedicated lead accountant A named ACCA-qualified accountant who knows your business, not a service desk.
"Switched from a high-street firm that took six weeks to close the month. Accountaire delivers by the 5th, handles all our payroll, VAT, year-end, and the management reporting actually drives decisions now."
What small business accountants are asked at the first call.
How does your service compare to a high-street firm?
Do you handle our year-end audit?
Can you take over from our current accountant?
What if my business is regulated (financial services, healthcare)?
Do you handle group structures?
What changes when we cross about ten employees?
Do we still need a bookkeeper if you do the year end?
Commonly added at this size.
Management accounts
The monthly board-ready pack.
Payroll
Full UK payroll with auto-enrolment.
CFO-as-a-Service
Strategic finance when you outgrow part-time advisory.
Catch-up bookkeeping
For companies arriving with several months of unreconciled ledger.
UK accounting and HMRC filings
The full UK compliance calendar we run against.